:root{
  --bg:#FAF7F2; --surface:#FFFFFF; --sand:#E9E1D6; --sand-2:#F2ECE3;
  --ink:#24211E; --ink-2:#5E5650; --ink-3:#857B71; --line:#E2D9CC;
  --cobalt:#2349A8; --cobalt-hover:#1B3A88; --on-cobalt:#FFFFFF; --cobalt-soft:#E7ECF8;
  --radius:10px; --max:1160px; --read:720px;
  color-scheme:light;
  box-sizing:border-box;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#1A1816; --surface:#24211E; --sand:#2F2B27; --sand-2:#27241F;
    --ink:#F2EDE6; --ink-2:#C4BAAE; --ink-3:#9A8F83; --line:#3A352F;
    --cobalt:#7C9BEA; --cobalt-hover:#9AB2F0; --on-cobalt:#101A33; --cobalt-soft:#22293D;
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --bg:#1A1816; --surface:#24211E; --sand:#2F2B27; --sand-2:#27241F;
  --ink:#F2EDE6; --ink-2:#C4BAAE; --ink-3:#9A8F83; --line:#3A352F;
  --cobalt:#7C9BEA; --cobalt-hover:#9AB2F0; --on-cobalt:#101A33; --cobalt-soft:#22293D;
  color-scheme:dark;
}
*,*::before,*::after{box-sizing:inherit}
html{scroll-behavior:smooth;scroll-padding-top:88px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Schibsted Grotesk",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
img{max-width:100%;display:block}
a{color:var(--cobalt)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--cobalt);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--cobalt);color:var(--on-cobalt);text-decoration:none;font-weight:600;font-size:16px;padding:14px 22px;border-radius:8px;transition:background .15s;border:0;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--cobalt-hover)}
.btn.ghost{background:transparent;color:var(--cobalt);box-shadow:inset 0 0 0 1.5px var(--cobalt)}
.btn.ghost:hover{background:var(--cobalt-soft)}
.link{color:var(--cobalt);font-weight:600;text-decoration:none;border-bottom:1.5px solid currentColor;padding-bottom:1px}

/* header */
header.site{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;height:72px}
.brand{text-decoration:none;color:var(--ink);line-height:1.2}
.brand strong{display:block;font-size:18px;font-weight:700;letter-spacing:-.01em}
.brand span{font-size:13px;color:var(--ink-3)}
.nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0}
.nav ul a{color:var(--ink-2);text-decoration:none;font-size:15px;font-weight:500}
.nav ul a:hover,.nav ul a[aria-current]{color:var(--ink)}
.nav .btn{padding:10px 16px;font-size:15px;white-space:nowrap}
@media (max-width:860px){.nav ul{display:none}.brand span{display:none}}

/* article */
.crumbs{font-size:14px;color:var(--ink-3);margin:32px 0 0}
.crumbs a{color:var(--ink-3)}
.article{max-width:var(--read);margin:0 auto;padding:0 24px 72px}
.article h1{font-size:clamp(34px,5vw,54px);line-height:1.06;letter-spacing:-.03em;font-weight:700;margin:16px 0 18px}
.byline{display:flex;align-items:center;gap:12px;font-size:15px;color:var(--ink-3);margin:0 0 32px}
.byline img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:50% 20%}
.byline a{color:var(--ink-2);font-weight:600;text-decoration:none}
.answer{background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--cobalt);border-radius:var(--radius);padding:20px 24px;margin:0 0 40px;font-size:18px}
.answer strong:first-child{display:block;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--cobalt);margin-bottom:4px}
.article h2{font-size:clamp(24px,3vw,32px);line-height:1.15;letter-spacing:-.02em;font-weight:700;margin:48px 0 14px}
.article h3{font-size:20px;line-height:1.3;font-weight:600;margin:28px 0 8px;letter-spacing:-.01em}
.article p,.article li{color:var(--ink-2)}
.article strong{color:var(--ink)}
.article ul,.article ol{padding-left:1.25em}
.article li{margin:6px 0}
.table-wrap{overflow-x:auto;margin:24px 0;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface)}
.article table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.45}
.article th,.article td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.article th{color:var(--ink);font-weight:600;background:var(--sand-2)}
.article tr:last-child td{border-bottom:0}
.take{background:var(--sand-2);border-radius:var(--radius);padding:22px 24px;margin:32px 0}
.take p{margin:0;color:var(--ink)}
.take strong:first-child{color:var(--cobalt)}
.faq h3{margin-top:24px}
.faq p{margin-top:4px}
.related{border-top:1px solid var(--line);margin-top:56px;padding-top:24px}
.related h2{font-size:22px;margin:0 0 12px}
.related ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.related a{font-weight:600;text-decoration:none}
.related a:hover{text-decoration:underline}

/* index / cards */
.page-head{padding:48px 0 24px}
.page-head h1{font-size:clamp(36px,5.4vw,60px);line-height:1.04;letter-spacing:-.03em;margin:12px 0 16px;max-width:16ch}
.page-head .lede{font-size:19px;color:var(--ink-2);max-width:36em;margin:0}
.cards{list-style:none;padding:0;margin:24px 0 96px;display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}
.cards a{display:block;height:100%;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:24px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.cards a:hover{border-color:var(--cobalt)}
.cards h2{font-size:20px;line-height:1.25;margin:0 0 8px;letter-spacing:-.01em}
.cards p{margin:0;color:var(--ink-2);font-size:15px}

/* contact form */
.form{display:grid;gap:16px;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:28px;margin:24px 0}
.form label{display:grid;gap:6px;font-weight:600;font-size:15px;color:var(--ink)}
.form input,.form select,.form textarea{font:inherit;font-size:16px;color:var(--ink);background:var(--bg);border:1px solid var(--line);border-radius:8px;padding:12px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:620px){.form .row{grid-template-columns:1fr}}
.contact-ways{display:flex;gap:12px;flex-wrap:wrap;margin:8px 0 8px}

/* final cta */
.final{background:var(--cobalt);color:var(--on-cobalt);padding:72px 0}
.final h2{color:var(--on-cobalt);font-size:clamp(28px,3.6vw,42px);line-height:1.1;letter-spacing:-.025em;margin:0 0 14px;max-width:20ch}
.final p{color:var(--on-cobalt);font-size:18px;max-width:34em;margin:0 0 28px}
.final .contact{display:flex;gap:16px 28px;flex-wrap:wrap;align-items:center}
.final .btn{background:var(--on-cobalt);color:var(--cobalt)}
.final .btn:hover{background:var(--bg)}
.final a:not(.btn){color:var(--on-cobalt);font-weight:600}

footer.site{padding:40px 0 48px;font-size:14px;color:var(--ink-3)}
footer.site .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer.site a{color:var(--ink-2)}
footer.site nav a{margin-right:16px}